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Site Terms and Conditions

Terms of Website Use

This page including any links or documents informs users of our Griffin Financial Terms and Conditions of Use ("Terms of Website Use") on which you may make use of our website www.griffin-financial.co.uk (the "site") which is owned, operated, licensed, and controlled by Griffin Financial. Please read the Terms of Website Use carefully before you start to use the site.

By using the site, you accept the Terms of Website Use and you agree to abide by them. If you do not agree to these Terms of Website Use, please refrain from using the site.

Information about us

www.griffin-financial.co.uk is a website operated by Griffin Financial with a registered address at 122 Hamlet Court Road, Westcliff-on-Sea, Essex SS0 7LP.

We are regulated by the Office of Fair Trading under the Consumer Credit Act 1974;

Consumer Credit Licence number: 063761/1

Data Protection Registration number: z2212606.

Accessing our site

We will allow access to www.griffin-financial.co.uk on a temporary basis; however, we reserve the right to limit, withdraw, or change the service/s we provide without notice, and we will not be held liable if, for any reason, www.griffin-financial.co.uk is not available at any time.

We also reserve the right to restrict access to some or all parts of the site to registered customers.

You are responsible for making all arrangements required to enable access to the site www.griffin-financial.co.uk, and you are also responsible for ensuring that all persons who access the site through your internet connection are aware of these terms and that they comply with them.

Intellectual property

The site www.griffin-financial.co.uk, its contents including but not limited to patents, copyrights, text, graphics, designs, logos, database rights, trademarks, and service marks are all owned by Griffin Financial and shall remain the property of Griffin Financial. All content is protected by trademark laws and patents as well as various other intellectual property rights and unfair competition laws. You agree not to duplicate, modify, publish or copy in any way, any of the content on www.griffin-financial.co.uk without the express written consent of Griffin Financial.

In addition you agree not to alter, change or remove any trademark, text to any screen prints or documents produced by the site www.griffin-financial.co.uk other than completing information necessary and/or required in order to do business on www.griffin-financial.co.uk. You may also view and or retain copies of the webpages from www.griffin-financial.co.uk in order to complete business with Griffin Financial.

Site Security

Under the Computer Misuse Act 1990, a criminal offence would be committed if you knowingly introduced any viruses, worms, Trojans, or logic bombs, or anything malicious or that could be technologically harmful. Under no circumstances must you attack the site, try to gain unauthorised access to the site, the server or any computer or database connected with www.griffin-financial.co.uk. You must not attack the site using a denial-of-service attack or a distributed denial-of-service attack. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or any other technologically damaging material that may infect your computer equipment, computer programs, data, or any other proprietary material due to your use of the site, or your downloading of any material posted on it as well as any website linked to it. We will report any breach of the Computer Misuse Act 1990 to the relevant authorities and will disclose your identity to them. By committing any offence against the site, you forfeit the right to access the site immediately.

Privacy

Griffin Financial's privacy policy applies to all use of this site and its terms are made a part of these Terms of Website Use by this reference.

Any and all data we process about you will be processed in accordance with our privacy policy
(www.griffin-financial.co.uk/privacy), and, by using our site to transmit personal data, you consent to such processing and you permit that information provided by you is accurate.

In addition, by using the site, you acknowledge, understand, and agree that Internet transmissions are never 100% private or secure. You also understand that any message or information you send to the site may be read or intercepted by others, notwithstanding Griffin Financial's efforts to defend such transmissions.

Disclaimers

Griffin Financial does not promise that the site or any of its content, features, or documents will be free of errors or remain uninterrupted, or that any defects will be fixed or that any usage of the site will yield specific results.

The material on the site may include technical inaccuracies or typographical errors. The site and its content are delivered on an "as-is" and "as-available" basis and all information provided on the site is subject to change without notice.

Griffin Financial disclaims all warranties whether express or implied, including assurances of accuracy, non-infringement, merchantability and fitness for a particular purpose.

Griffin Financial disclaims any and all liability for the acts, omissions, and behaviour of any third parties in connection with, or related to, your use of the site. You assume total responsibility for your use of the site and any linked sites.

Our liability

The material shown on our site is provided without any guarantees, conditions, or warranties as to its accuracy. To the extent permitted by law, we hereby expressly exclude:

  1. All conditions, warranties, and other terms which might otherwise be implied by statute, common law, or the law of equity.
  2. Any liability for any direct, indirect, or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it, and any materials posted on it, including:
    1. Loss of goodwill
    2. Loss of data
    3. Loss of profits or contracts
    4. Loss of anticipated savings
    5. Loss of business
    6. Loss of income or revenue
    7. Wasted management or office time; and
    8. Whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Indemnity

By using the site, you agree to defend, indemnify, and hold harmless Griffin Financial from and against any and all losses, claims, damages, costs, and expenses (including reasonable legal and accounting fees) that Griffin Financial may become obligated to pay arising or resulting from your use of the site, the content, or your breach of these Terms of Website Use. Griffin Financial reserves the right to assume or participate, at your expense, in the investigation, settlement, and defence of any such action or claim.

Linking to and from our site

The site may contain links to sites maintained by third parties. Griffin Financial is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or approval of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

Please note that other web sites and web pages linked to the site may be governed by separate terms and conditions, including privacy policies. Please refer to the applicable terms and conditions of those web sites and web pages when visiting them.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists. If you are in doubt, contact us at financial@griffin-uk.com

You must not establish a link from any website that is not owned by you. The site must not be framed on any other site, nor may you create a link to any part of the site other than the home page. We reserve the right to withdraw linking permission without notice.

Age

The services and products that we provide on the site are intended for those over 18 years of age only, and information contained on the site does not amount to an invitation to clients who are under 18 to buy any services or products. Indeed, you must be a minimum of 18 years old to enter into any agreement regulated by the Consumer Credit Act 1974. Any and all transactions for the supply of services concluded through the site are governed by the Terms of Website Use.

Law and jurisdiction

Your use of the site and the aforementioned Terms of Website Use are governed by the laws of England and Wales whose courts have exclusive jurisdiction of any disputes that may arise under or in connection with the Terms of Website Use. We do, however, reserve the right to bring proceedings against you for breach of these Terms of Website Use in your country of residence or other relevant country.

Miscellaneous

Any failure by Griffin Financial to exercise any rights or enforce any of the aforementioned Terms of Website Use shall not constitute a waiver of such rights or terms. We reserve the right to exercise our rights at any time within the Statute of Limitations Act.

If any provision of these Terms of Website Use or their application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of these Terms of Website Use, or the application of such provision in other circumstances, shall not be affected thereby, and each provision hereof shall be valid and enforced to the fullest extent permitted by law.

These Terms of Website Use constitute the entire agreement between you and Griffin Financial with regard to your use of the site, and any and all other written or oral agreements or understandings previously existing between you and Griffin Financial with respect to such use are hereby superseded and cancelled.

If you have any concerns about material which appears on the site, please contact financial@griffin-uk.com.